DELAWARE SURVIVOR BENEFITS

 

ONE-TIME DEATH BENEFIT

 

For deaths arising out of and in the course of performing assigned duties or while traveling to or returning from an alarm or call, State pays designated beneficiary $150,000 in annual installments. No single annual payment shall exceed $30,000. If there is no spouse or dependent children, each parent to take 50% of insurance benefit if both are living. Upon the death of a member, inactive member, retired member or individual receiving a survivor’s pension, there shall be paid to the designated beneficiary or beneficiaries or, in the absence of a designated beneficiary, to the estate of the member, inactive member, retired member or survivor, a lump sum equal to the excess, if any, of the accumulated member contributions with interest over the aggregate of all pension payments if they have been made. Payments may not be subject to DE income tax or DE estate taxes. Covers enrolled firefighters, ladies auxiliary, volunteer ambulance and rescue company members, as well as the State Fire Marshal, Deputy Fire Marshals, and Fire Inspectors. The law also covers the Director and Senior and Field Instructors of the Delaware State Fire School.

 

Delaware Insurance Commissioner
841 Silver Lake Boulevard
Dover, DE 19904
Phone: (302) 674-7300
Toll-Free: (800) 282-8611
Website: www.delaware.insuance.gov

 

WORKERS’ COMPENSATION

 

Benefit is 66 2/3 % of wages for spouses and 80% for a spouse and children. Spouse receives a two-year lump sum upon remarriage and weekly benefits cease. Children are eligible until age 18 or age 25 if full-time students.

 

Office of Workers’ Compensation
P.O. Box 9954
Wilmington, DE 19809-9954
Phone: (302) 761-8200
Website: dia.delawareworks.com

 

FUNERAL BENEFIT

 

Maximum of $3,500 from Workers’ Compensation with expenses in excess of maximum if there are no dependents.

 

Office of Workers’ Compensation
P.O. Box 9954
Wilmington, DE 19809-9954
Phone: (302) 761-8200
Website: dia.delawareworks.com/workers-comp

 

EDUCATION BENEFIT – CHILDREN

 

State Treasurer pays for tuition of dependent children enrolled in a degree or certificate program at a Delaware college or university. Four-year maximum. Must be at least age 16 but not more than age 24.

 

Delaware Higher Education Office
John G. Townsend Building
401 Federal Street
(Federal & Loockerman Streets)
Dover, Delaware 19901
Phone: (302) 735-4000
Fax: (302) 739-4654
Website: www.doe.k12.de.us

 

EDUCATION BENEFIT – SPOUSE

 

None.

 

NON-PROFIT OR PRIVATE ORGANIZATIONS

 

The Foundation intends to provide assistance to members and families of those involved in the Delaware fire service, if needed to respond to the injury, illness or death of a member of the Delaware fire service. Check to see if benefits are available.

 

Delaware Volunteer Firemen’s Association Foundation
122A South Bradford Street
PO Box 1849
Dover, DE 19903
Phone: (302) 734-9390
Toll-Free: (877) 455-3832
Fax: (302) 734-9404

 

DISABILITY BENEFITS

 

Upon certification that a covered firefighter has been permanently disabled in the line of duty, the firefighter shall receive a benefit of $500 per month, plus $50 per month for each child under the age of 18.

 

Industrial Affairs Board
Division of Industrial Affairs
Department of Labor
P.O. Box 9954
Wilmington DE 19809-8954
Phone: (302) 761-8200
Website: dia.delawareworks.com/workers-comp